Terms & Conditions

The website https://1MONEY.in/ and the Android mobile app and IOS mobile app (collectively referred to as “Website”, ‘‘Android App’’ and ‘‘IOS App’’) is owned and operated by RUR EBANQ SOUHARDA COOPERATIVE LIMITED herein termed as(“RUR EBANQ®”), a Co-operative registered under the Karnataka Souharda Sahakari Act, 1997, having its office at #44, 1st floor, 9th main, 60 feet road, Thimmaiah road, Rajajinagar, Bengaluru : 560010, Karnataka - India, and being represented and Identified publicly by their trade mark in the name and style ‘‘1MONEY™’’

1MONEY™ is a Product of RUR EBANQ® - A cooperative currently offering savings and current deposits, ecommerce services, third party financial services, value added services and advertisements. Under the deposit schemes, a registered user will be able to link his/her government issued identity card to their deposit (savings / current) and use the said linked identity card for making payments at merchant stores (“Service”). We are not a bank or a payment systems provider or a prepaid payment instrument.

We are a registered co-operative organisation with the mission and intent of providing smart and simplified financial services to our members and customers. Any person wishing to benefit from our services may join as a value added service customer/member of our product 1MONEY™ which is enabled to create various deposits which is integrated into his/her/their ID proofs and identity numbers directly with the deposits. Post the successful registration, verification and activation, he/she/they will be able to use the ID proof or identity cards and their unique number for making payments with our registered customers / users while transacting and transferring money with them. The settlement of the payments happens through a third party institution duly authorized under the law to settle payments. 1MONEY™ also offers third party financial services like Demat, trading and security services under its third party arrangements.

1. Introduction

1.1 Your use (both as unregistered user and registered user) of the Website and applications and the Services is subject to the terms and conditions (“Terms”) set forth in this agreement (the ''Agreement’’).

1.2 By using the Website/Applications, the Services and/or by registering with us, you signify that you have carefully read, understood and agree to be bound by the Terms. If you disagree with any of the Terms or any part of the Agreement, you must refrain from using this Website/Applications.

1.3 The Terms may be altered, edited, amended, modified, reviewed, revised or substituted by 1MONEY™ at any time with or without prior notice and users are requested to read the Terms before using or accessing the Website/Applications. You hereby agree to all such alterations, modifications or amendments and in case you do not accept them kindly refrain from using our Services. Please check this page regularly to ensure you are familiar with the latest version of the Agreement.

2. Access to the Services

2.1 Only person who have completed 18 years of age and are legally competent to contract are eligible to avail the Services. Any user under the age of 18 years who intends to avail the Services should do so through his or her legal guardian in accordance with the applicable laws.

2.2 Any person using the Services on behalf of any corporation, company, institution, association or other entity, person should be duly authorized by such corporation, company, institution, association or other entity to use and access the Website/Application and to avail the Service.

2.3 At the time of signing up we will conduct a KYC check and your digital deposits would be created as per your KYC details along with the registered mobile number to be provided to 1MONEY™. You hereby expressly agree to provide the requisite KYC documents to 1MONEY™. We reserve the right to terminate your digital deposits or refrain from providing our Services to you, with or without notice, in the event the KYC documents / information are found to be incorrect or authenticity of the documents / information is found to be doubtful. You hereby undertake to indemnify and keep indemnified 1MONEY™ against any and all losses, claims, liabilities costs etc. which arise out of or relating to your failure to identify yourself and validate your account promptly and / or due to incorrect KYC documents / information.

2.4 Access to certain areas of this Website/Applications is restricted. Further, 1MONEY™ reserves the right to refuse access to use the Services offered at the Website/Applications to new users or to terminate access granted to existing users at any time without according any reasons for doing so. In case of any termination of access, 1MONEY™ will refund the balance amount to you subject to deduction of certain administration fees.

2.5 On signing up on the Website/Application, 1MONEY™ shall create an online deposit of the user and provide him/her/them with a user ID and password as already available on their identity cards which shall be used for accessing his/her/their deposits and also a password which shall be used at the merchant store while making payments. The user must ensure that the user ID and passwords are kept confidential. The user is responsible for keeping his/her/their user ID and password confidential. The user is solely responsible for all activities that occur in his/her deposit and 1MONEY™ is not liable in any instance.

3. User content

3.1 In this Agreement “your user content” means material (including without limitation text, images, audio material, video material and audio-visual material) that you submit to this Website, for whatever purpose. The user content may also include your personal information and/or sensitive personal data or information as defined under the Information Technology Act, 2000.

3.2 You grant 1MONEY™ a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute your user content (other than personal information / sensitive personal information) in any existing or future media. You also grant to 1MONEY™ the right to sub-license these rights, and the right to bring an action for infringement of these rights.

3.3 Your user content must not be illegal, offensive (including but not limited to material that is sexually explicit or which promotes racism, hatred or physical harm), deceptive, misleading, abusive, indecent, harassing, blasphemous, defamatory, libellous, obscene, pornographic, lascivious, ethnically objectionable, disparaging, menacing, threatens the unity, integrity, security and sovereignty of India or foreign relations with foreign states or contains software viruses or causes annoyance. The user content must not infringe any third party’s legal rights, and must not be capable of giving rise to legal action whether against you or 1MONEY™ or a third party under any applicable law.

3.4 To the maximum extent permitted by applicable law, 1MONEY™ will have no liability related to user content arising under intellectual property rights, libel, privacy, publicity, obscenity or other laws. Further, 1MONEY™ also disclaims all liability with respect to the misuse, loss, modification or unavailability of any user content.

3.5 1MONEY™ will not be liable for any loss that the user may incur as a consequence of unauthorized use of the user deposit or deposit information in connection with the Website/Applications or any Service or materials, either with or without the user’s knowledge.

3.6 1MONEY™ reserves the right to edit or remove any material submitted to this Website/Applications, or stored on 1MONEY™ servers or third party services within the country, or hosted or published upon this Website/Application.

3.7 For the purposes of this Agreement, you agree that: (a) “reasonable security practices and procedures’’ means the Privacy Policy of 1MONEY™; and (b) accordingly, the rules of the Government of India notified under section 43A of the Information Technology Act, 2000 are hereby excluded.

4. Acceptable use

4.1 You must not use this Website/Application in any way that causes, or may cause, damage to the Website/Application or impairment of the availability or accessibility of the Website/Application; or in any way which is unlawful, illegal, fraudulent, misleading, deceptive, causes annoyance or is harmful, or in connection with any unlawful, illegal, fraudulent, misleading, deceptive or harmful purpose.

4.2 You must not use this Website/Application to copy, store, host, transmit, send, use, hide, publish or distribute any material which consists of or is linked to any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.

4.3 You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this Website without 1MONEY’s express written consent.

4.4 You must not use this Website/Application to transmit or send unsolicited commercial communications.

4.5 You agree that you will not engage in any activity that interferes with or disrupts the Services (or the servers and networks which are connected to the Services);

4.6 You will not impersonate another person, including, without limitation, a Holder or a Merchant.

5. Disclaimer

5.1 The User expressly agrees that the use of the Website/Applications and Services is at the user’s sole risk. The Website/Application and the Services are made available to the user without any warranty of any kind, express, implied, statutory or otherwise, including the implied warranties of accuracy, reliability, completeness, timeliness, performance, or safety and 1MONEY™ does not accept any liability for any errors or omissions.

5.2 Nothing on this Website/Application constitutes, or is meant to constitute, advice of any kind. It is created to provide information about 1MONEY’s products and services. If you require advice in relation to any matter on 1MONEY’s products or services please contact us on available form in website for suggestions on prescribed customer care email address. If you require any product or service outside the purview of 1MONEY’s products or services you should consult an appropriate person.

5.3 The Website/Application could also be linked to third party websites and 1MONEY™ assumes no responsibility for results obtained from the use of these websites.

5.4 1MONEY™ makes no assurances that the Website/Application and / or the Service are bug free and user friendly or the safety of the use of the Website/Application and / or the Service. 1MONEY™ including its affiliates, associates and their respective owners, directors, officers, agents, share holders and partners shall not be liable in any manner with respect to the loss or damage incurred or suffered by the users on account of virus attacks or bugs or other software or programmes that may be present or embedded while using or accessing the Website/Application and / or the Service.

5.5 1MONEY™ does not guarantee that the Services provided will function without interruption or errors. In particular the operation of the Services may be interrupted due to maintenance, updates, or system failures, virus attacks, bugs or due to any other technical reasons or otherwise. 1MONEY™ disclaims all liability for losses or damages caused by any such interruption or errors in functioning and also for any malfunctioning impossibility of access or poor use conditions of the Service due to inappropriate equipment, disturbances related to internet services, down time or otherwise.

6. Intellectual Property Rights

6.1 All content included on the Website/Applications, such as text, graphics, logos, button, icons, images, audio clips, digital downloads, data compilations, and software, is the sole and exclusive property of 1MONEY™, its and affiliates, associates or its content suppliers and is protected by India and international copyright, authors, rights and database right laws. The compilation of all content on the Website/Application is the sole and exclusive property of 1MONEY™, its affiliates, associates or its content suppliers and is protected by laws of India and international copyright and database right laws. All software used on this Website/Application is the sole and exclusive property of 1MONEY™, its affiliates, associates or its software suppliers and is protected by laws of India and international copyright authors rights and database laws.

6.2 1MONEY™ hereby grants the user a limited licence to access and make personal use of this Website, but not to download (other than page caching) or modify it, or any portion of it, except with express written consent of 1MONEY™. This licence does not include any resale or commercial use of the contents of the Website/Applications; any collection and use of any product listings, descriptions, or prices; any derivative use of this Website or its contents; any downloading or copying of deposit information for the benefit of another seller; any republication of materials from this Website; any use of framing techniques to enclose trademarks; use the Website for fraudulent purposes or for any unlawful activity.

6.3 The trademarks, logos and service marks displayed on the Website/Application (‘‘MARKS’’) are the sole and exclusive property of 1MONEY™ or its affiliates, associates or its content suppliers or users or respective third parties. Users are not permitted to use the Marks without the prior consent of 1MONEY™, its affiliates, associates or its content suppliers or users or the third party that may own the Marks.

6.4 The users agree that they shall not use or apply for registration of any marks, or domain names which are similar to the marks or domain names used in connection with the Website/Applications or owned by 1MONEY™.

6.5 No user shall use, copy, reproduce, modify, alter, change, amend, transmit, broadcast, edit, revise, review, adapt, translate, distribute, perform, display, sell or otherwise deal with content or the intellectual property rights of the Website/Application or content suppliers or third parties in any mode medium or manner now known or developed in future without authorization from 1MONEY™ and on happening of any such event 1MONEY™ reserves the right to immediately discontinue the Website/Application services to such user without prejudice 1MONEY’s right to initiate legal action against such user.

6.6 Users are strictly prohibited from framing or use framing techniques to enclose any content or intellectual property on the Website/Application to illegally and unlawfully exploit the content or intellectual property rights owned by 1MONEY™ or content suppliers or third party as the case is.

7. Limitations of liability

7.1 In no event shall 1MONEY™ including affiliates, associates and their respective owners, directors, officers, agents, shareholders and partners, be liable for any loss or damage whatsoever including without limitation direct, indirect, punitive, incidental and consequential damages, lost profits, or damages resulting from the use or inability to use the Website/Applications and/or Services whether based on warranty, contract, tort or in any other means or action.

7.2 Without prejudice, it is agreed by the user that 1MONEY™ including affiliates, associates and their respective owners, directors, officers, agents, shareholders and partners shall not be held cumulatively liable for any damages or claims in excess of INR 1,000/- (Rupees One Thousand) or the last payment made by the user; whichever is higher, subject to applicable law.

7.3 By using this Website/Application or by availing the Services, you agree that the exclusions and limitations of liability set out in this Agreement are reasonable. If you do not think they are reasonable, you must refrain from using this Website/Application or availing the Services.

8. Indemnity

8.1 You hereby agree and undertake to indemnify and keep indemnified 1MONEY™ including its affiliates, associates and their respective owners, directors, officers, agents, shareholders and partners from and against any and all actions, proceedings, claims, losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by 1MONEY™ to a third party in settlement of a claim or dispute) incurred or suffered by 1MONEY™ arising out of any breach by you of the Term or violation of any applicable law, or arising out of any claim occurred as a result of any breach by you of any provisions of this Agreement, or infringement of any third party rights by you. This clause survives the termination of these Terms.

9. Breach of the Agreement

9.1 Without prejudice to 1MONEY’s other rights under this Agreement, if you breach any provision of this Agreement, RUR shall be entitled to take such action as it deems appropriate, including terminating your access to the Website/Applications and /or Services, prohibiting you from accessing the Website/Applications and / or Services, blocking computers using your IP address from accessing the Website/Applications or blocking your identity cards linked to your deposit with 1MONEY™, contacting your internet service provider to request that they block your access to the Website/Applications and / or Services and/or pursuing a legal action against you.

10. Assignment

10.1 1MONEY™ may transfer, assign, sub-contract or otherwise deal with its rights and/or obligations under this Agreement without notifying you or obtaining your consent.

10.2 You may not transfer, assign, sub-contract or otherwise deal with your rights and/or obligations under this Agreement.

11. Severability

11.1 The invalidity of any provision of this Agreement shall not affect the validity of any other provision of this Agreement.

12. Entire agreement

12.1 This Agreement constitutes the entire agreement between you and in relation to your use of this Website/Applications and / or Services, and supersedes all previous agreements in respect of your use of this Website/Application and / or Services.

13. Relationship between parties

13.1 Your relationship with 1MONEY™ is on a principal to principal basis and by accepting this Agreement you agree that 1MONEY™ is merely service provider and does not have any control or liability over the transactions performed by you using 1MONEY’s products / services.

14. Law, Arbitration and jurisdiction

14.1 This Agreement will be governed and construed in accordance with the laws of India. Any disputes arising there from will be resolved through arbitration in accordance with the Arbitration and Conciliation Act, 1996. Subject to the aforesaid arbitration, the jurisdictional courts of Bangalore shall have exclusive jurisdiction to resolve the matter arising out of this Agreement.

15. Term and Termination.

15.1 1MONEY™ may terminate or suspend you as a registered customer at any time in 1MONEY’s sole discretion. If 1MONEY™ terminates you as a registered customer, 1MONEY™ reserves the right to deny your reapplication at any time in 1MONEY™ ™’s sole discretion. You may terminate your participation as registered customer at any time, for any reason, by notifying 1MONEY™ in writing or in any prescribed form and your intent to do so. Upon any termination or, at 1MONEY™ ™’s discretion, suspension, all rights and licenses granted to you by 1MONEY™ will cease, including your right to access the Website/Application, and you agree to destroy any and all 1MONEY™ Confidential Information that is in your possession or control. At 1MONEY™ ™’s request, you agree to provide certification of such destruction to 1MONEY™.

16. No Warranty.

16.1 1MONEY™ AND ITS AFFILIATES, SUBSIDIARIES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, PARTNERS, AND LICENSORS (COLLECTIVELY, “1MONEY ™” FOR PURPOSES OF THIS SECTION DO NOT PROMISE THAT THE WEBSITE, CONTENT, SERVICES (INCLUDING, FUNCTIONALITY OR FEATURES OF THE FOREGOING), LABS, DTS SERVICES, OR ANY OTHER INFORMATION OR MATERIALS THAT YOU RECEIVE HEREUNDER AS AN 1MONEY™ COLLECTIVELY, THE “SERVICE” FOR PURPOSES WILL BE ACCURATE, RELIABLE, TIMELY, SECURE, ERRORFREE OR UNINTERRUPTED, OR THAT ANY DEFECTS WILL BE CORRECTED. THE SERVICE IS PROVIDED ON AN “AS-IS” AND “AS-AVAILABLE” BASIS AND THE SERVICE IS SUBJECT TO CHANGE WITHOUT NOTICE. 1MONEY™ CANNOT ENSURE THAT ANY CONTENT (INCLUDING FILES, INFORMATION OR OTHER DATA) YOU ACCESS OR DOWNLOAD FROM THE SERVICE WILL BE FREE OF VIRUSES, CONTAMINATION OR DESTRUCTIVE FEATURES. FURTHER, 1MONEY™ DOES NOT GUARANTEE ANY RESULTS OR IDENTIFICATION OR CORRECTION OF PROBLEMS AS PART OF THE SERVICE AND 1MONEY™ DISCLAIMS ANY LIABILITY RELATED THERETO. 1MONEY™ DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF ACCURACY, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. 1MONEY™ DISCLAIMS ANY AND ALL LIABILITY FOR THE ACTS, OMISSIONS AND CONDUCT OF ANY THIRD PARTIES IN CONNECTION WITH OR RELATED TO YOUR USE OF THE SERVICE. YOU ASSUME TOTAL RESPONSIBILITY AND ALL RISKS FOR YOUR USE OF THE SERVICE, INCLUDING, BUT NOT LIMITED TO, ANY INFORMATION OBTAINED THEREON. YOUR SOLE REMEDY AGAINST 1MONEY™ FOR DISSATISFACTION WITH THE SERVICE IS TO STOP USING THE SERVICE. THIS LIMITATION OF RELIEF IS A PART OF THE BARGAIN BETWEEN THE PARTIES. TO THE EXTENT THAT 1MONEY™ MAKES ANY PRE-RELEASE SOFTWARE,

16.2 HARDWARE OR OTHER PRODUCTS, SERVICES OR INFORMATION RELATED THERETO AVAILABLE TO YOU AS AN 1MONEY™, YOU UNDERSTAND THAT 1MONEY™ IS UNDER NO OBLIGATION TO PROVIDE UPDATES, ENHANCEMENTS, OR CORRECTIONS, OR TO NOTIFY YOU OF ANY PRODUCT OR SERVICES CHANGES THAT 1MONEY™ MAY MAKE, OR TO PUBLICLY ANNOUNCE OR INTRODUCE THE PRODUCT(S) OR SERVICE AT ANY TIME IN THE FUTURE.

17. Disclaimer of Liability.

17.1 TO THE EXTENT NOT PROHIBITED BY APPLICABLE LAW, IN NO EVENT WILL 1MONEY™ BE LIABLE FOR PERSONAL INJURY, OR ANY INCIDENTAL, SPECIAL, INDIRECT, CONSEQUENTIAL OR PUNITIVE DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, DAMAGES RESULTING FROM DELAY OF DELIVERY, FOR LOSS OF PROFITS, DATA, BUSINESS OR GOODWILL, FOR BUSINESS INTERRUPTION OR ANY OTHER COMMERCIAL DAMAGES OR LOSSES, ARISING OUT OF OR RELATED TO THIS AGREEMENT OR YOUR USE OR INABILITY TO USE THE SERVICE, HOWEVER CAUSED, WHETHER UNDER A THEORY OF CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), PRODUCTS LIABILITY, OR OTHERWISE, EVEN IF 1MONEY™ HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND NOTWITHSTANDING THE FAILURE OF ESSENTIAL PURPOSE OF ANY REMEDY.

18. Third-Party Notices and Products.

18.1 Third-party services provided by 1MONEY™ to you as an 1MONEY™ customer may be accompanied by its own licensing terms, in which case such licensing terms will govern your use of that particular third-party software. Mention of third-parties and third party products in any materials, documentation, advertising, or promotions provided to you as an 1MONEY™ customer is for informational purposes only and constitutes neither an endorsement nor a recommendation. All third-party product specifications and descriptions are supplied by the respective vendor or supplier, and 1MONEY™ shall have no responsibility with regard to the selection, performance, or use of these vendors or products. All understandings, agreements, or warranties, if any, take place directly between the vendors and the prospective users.

19. Application Functionality Information.

80% of password compromises are hapenning human err while entering Password. Customers are to be causious of people around the & cctv in & around them

Possible scenarios for Application failure, reasons and trouble shooting for the same

Probablity of app failure - reason Troubleshooting / fix
Older version of app uninstall older version or make a new update of app
Phone memory issue Cleanup the phone memoery and start using the app again
Network issues Mobile internet / WiFi would be a problem. Check through internet settings and make sure to have proper internet
Third party apps If any third party apps trying to access the 1MONEY™ app without permissions (may be also named as malware)
Device OS compatibility If Device OS is incompatible with application. Try to update a device OS and reinstall the 1MONEY™ app
Malware or virus affected device If malware found, the 1MONEY™ app would not startup to maintain security
updates on devices If updates on devices not compatible with 1MONEY™ app - make sure to have latest app installed
Access to location,camera,gallery etc If permissions not provided at the time of installing app. Provide all the permissions asked by 1MONEY™
Accept Terms and Conditions If terms and Conditions not accepted by user. Read and accept the terms and conditions as per Bank norms
Inavlid KYC On checking by backend team on KYC - if KYC found invalid the user will not be allowed to use the app until updated with right details
Invalid OTP mobile and email If invalid OTP is provided then 1MONEY™ app cannot be used
Wrong credentials entered If wrong credetials entered multiple times. Need to request customer care on the same
Non compliance devices If trying to use on non compliance devices which are not having right software and security updates - Use a right device with standards in market
Non compliance Networks if networks are not secured then app would be stopped from being used - Check the Wifi network connection and then start using.
Wrong credentials in same WiFi network If someone enters wrong credentials in the same WiFi network then APP would be locked until requested from Customer care

Possible scenarios for transaction failures, reasons and trouble shooting for the same

Probablity of Transaction failure - reason Troubleshooting / fix
Authentication Issues When a customer enters an incorrect CVV, Expiry Date, Card Number, OTP or 3D secured password.
Authorization Issues This issue occurs when a customer does not have sufficient balance or credit limit to transact or when a bank declines a transaction because of some internal issue
Your checkout page doesn't show prices in the shoppers' local currency :- If your checkout page doesn't show your local currency then change the language of currency
Support popular global payment methods Make sure to accept our all terms and conidtions to overcome such issues
Back button while transaction in progress If Back button is pressed while Transaction in progress
Wrong Transaction password Make sure to enter a right Transaction password
Failure at merchant end Sometimes failure happen at merchant end so don't get panic, note reference number and raise a complaint
Phone gets interrupted While on a transction if mobile network is interrupted the transaction gets failed. Reinitiate the transaction
Phone security If phone security is not updated. The 1MONEY™ wont work and stops as desired to make sure of our security
QR code not clear If QR code is not clear then the transaction would fail on the same. Make sure to have a proper clear QR
Recepient details not valid Invalid Recepient would lead to failure. Make sure to have right details of recepient
OTP issues Delay in receiving OTP will lead to failure of Transactions. make sure to have proper network

20. Miscellaneous.

20.1 No delay or failure to take action under this Agreement will constitute a waiver unless expressly waived in writing, signed by a duly authorized representative of 1MONEY™, and no single waiver will constitute a continuing or subsequent waiver. This Agreement will bind your successors but may not be assigned, in whole or part, by you without the written approval of an authorized representative of 1MONEY™. Any non-conforming assignment shall be null and void. If any provision is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that this Agreement shall otherwise remain in full force and effect and enforceable. This Agreement constitutes the entire agreement between the parties with respect to its subject matter and supersedes all prior or contemporaneous understandings regarding such subject matter. No addition to or removal or modification of any of the provisions of this Agreement will be binding upon 1MONEY™ unless made in writing and signed by an authorized representative of 1MONEY™. The parties hereto confirm that this Agreement and all attachments and related documents are constituted in English and further may be changed in accordance with respective regional languages.

Charges for Usage

Serial Number Particulars Charges (GST @ 18% applicable on total number of transactions per month)
1 Saving Deposits Free
2 Current Deposits Free
3 Transactions upto 2000 1 Rs / Transaction record
4 Transaction from 2001 to 10,000 2 Rs / Transaction record
5 Transaction from 10,001 to 20,000 3 Rs / Transaction record
6 Transaction from 20,001 to 30,000 4 Rs / Transaction record
7 Transaction from 30,001 to 40,000 5 Rs / Transaction record
8 Transaction from 40,001 to 50,000 6 Rs / Transaction record
9 Transaction from 50,001 to 1,00,000 10 Rs / Transaction record
10 Transaction from 1,00,001 to 2,00,000 15 Rs / Transaction record
11 Transaction from 2,00,001 to 3,00,000 20 Rs / Transaction record
12 Transaction from 3,00,001 to 5,00,000 25 Rs / Transaction record
13 Transaction From 5,00,001 to 10,00,000 50 Rs / Transaction record
14 Transaction from 10,00,001 and above 100 Rs / Transaction record
15 Value added accounting service 0.29% of total value per filing
16 Fund transfer to other Banks *Soon to be introduced
17 Locker facility * Soon to be introduced
18 Card usage outside country 1% on expenditure + applicable Exchange rates